Don't forget to factor in closing costs when considering a home sale or purchase. Coldwell Banker-Hoppough & Associates /Hidden Acre Develpment Company Inc is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at 616.897.0500 if your needs include a professional REALTOR® experienced in the business side of real estate.

Anticipated closing costs

There are certain expected expenses associated with closing the sale of a house. These fees are usually split between the buyer and seller, as instructed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Michigan to help lead you through your transaction.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your transaction, not only will I work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll describe in detail the closing costs so you are informed of exactly where your money is going.

Buyers: If you are buying a house in Kent County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a suitable range so you're not astonished when you arrive at the closing appointment. I'll be glad to go through the GFE with you, answering your questions and highlighting any estimates that are uncertain.


Coldwell Banker-Hoppough & Associates /Hidden Acre Develpment Company Inc 11630 E. Fulton Lowell, MI 49331
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